Chicagoland real estate purchases, real estate sales, short sales, foreclosures, first-time buyer
representation, Illinois condominium association representation, estate planning for everyone, powers of attorney, quit claim
deeds, landlord/tenant issues, forcible detainer/evictions, civil unions, foreclosure defense and more...
This
office serves clients in real estate transactions of all types. I also assist clients with estate planning for everyone, including
the GLBT community, and represent Illinois condominium associations as needed. I help real estate investors who are renting
their properties deal with difficult renter issues, and I advocate for renters dealing with difficult landlords.
I work with clients in Chicago and all over the Chicagoland area, including
Wilmette, Skokie, Morton Grove, Plainfield, Wheaton, Glencoe, Lake Forest, Naperville, Oak Park, Winnetka, Des Plaines, Orland
Park, Berwyn, Carol Stream, Arlington Heights, Crystal Lake, Barrington, Palatine, Park Ridge, Gurnee, South Holland, Park
Forest and more.
My goal is to give each
and every client personal, friendly and competent service at a reasonable price. I also strive to use technology in the best
way possible to keep my clients informed.
My legal background includes working for a major Chicago
developer and working for a boutique firm in their real estate division. I am also a landlord of a three flat building in
Rogers Park and I am managing broker of a small real estate brokerage.
I work with all different
types of clients, including developers, first-time buyers, buyers of second (or third!) homes, all sellers and the gay, lesbian
and transgender community.
My real estate blog is below. Please make sure to check back on a regular basis
to check out what's new. I update my blog about once a week and welcome any questions that you may have.
7527
N. Seeley Avenue, Suite 1, Chicago, IL 60645 www.chicagolandrealestatelaw.com lawgoddess1@gmail.com 773.818.9054
office/cell 866.381.4238 efax
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CHICAGO (MarketWatch)
— Mortgage rates dropped to record lows this week, with 30-year fixed-rate mortgages falling to 3.89%, its sixth week
below the 4% mark, according to Freddie Mac’s weekly survey of conforming mortgage rates.
The mortgage averaged 3.91% last week and
4.71% a year ago.
Rates on 15-year fixed-rate mortgages averaged 3.16% for
the week ending Jan. 12, down from 3.23% last week and 4.08% a year ago.
Adjustable-rate mortgages also dropped, with 5-year Treasury-indexed
hybrid ARMs averaging 2.82%, down from 2.86% last week and 3.72% a year ago, according to the survey. One-year Treasury-indexed
ARMs averaged 2.76%, down from 2.8% last week and 3.23% a year ago.
To obtain the rates, 30-year mortgages and 5-year ARMs required payment
of an average 0.7 point, 15-year fixed-rate mortgages required an average 0.8 point and 1-year ARMs required an average
0.6 point. A point is 1% of the mortgage amount, charged as prepaid interest.
“Although the economy added 1.6 million jobs in 2011, which was the most since 2006, the unemployment rate remained
historically elevated. The 2009 to 2011 period had the highest three-year average unemployment rate since 1939 to 1941,”
he said. The government’s official jobless rate for December was 8.5%.
Nothaft also pointed to the Federal Reserve’s regional
economic review known as the Beige Book, released Wednesday. It indicated most industries “saw limited permanent hiring
at the end of last year,” he said.
